2025 Canadian Tax Filing - Parents
Status: Complete ✅
Summary
| Person | NETFILE | Date | Status |
|---|---|---|---|
| Sarbjeet Chhina (Mom) | 4251T6F5U24 | March 22, 2026 | Filed |
| Baljit Singh Chhina (Dad) | 125FJY052Z5 | April 11, 2026 | Filed |
T2201 Disability Tax Credit Reapplication
- Submitted: April 11, 2026 via CRA My Account
- Confirmation: 3765I46
- Case/Reference: C0088219908-001-49
- Doctor: Dr. Narinder Sehravat, MD, CCFP (305-1525 Albion Rd, Etobicoke, ON M9V 5G5)
- Impairments: Paraplegia (walking, wheelchair since Sept 1992), eliminating, feeding, dressing, mental functions (schizophrenia), cumulative effect
- Duration: Permanent, since Sept 5, 1992
- Retroactive adjustment: Requested for all applicable prior years (up to 10)
- Processing time: ~8 weeks from submission
Mom (Sarbjeet Chhina)
- Address: 21 Knightbridge Rd #1702, Brampton, ON L6T 3Y1
- Employer: ABC Technologies Inc.
- Employment income: $42,575.46
- Tax deducted: $4,484.43
- RRSP deduction: 2,025.97 Mar-Dec 2025 + $270.08 Jan-Mar 2026)
- RRSP room: $112,188
- Donations: 48 Jan-Feb + $240 Mar-Dec)
- Property tax (ON-BEN): $2,665.43 (City of Brampton, 12 months)
- HBP: Fully repaid, $0 balance
- Amount under appeal on CRA: $5,576.38 DR — unknown objection, need to clarify
Dad (Baljit Singh Chhina)
- Address: 48 Mint Leaf Drive, Brampton, ON L6R 2K4
- DOB: 1965/12/23
- SIN: 268916285
- Income: $15,570 (social assistance, line 14500)
- Taxable income: $0 (deducted on line 25000)
- DTC claimed: 10,298 provincial — entirely unused
- Federal/Ontario tax: $0
- Marital status: Separated
Follow-up Action Items
- Amend dad’s return (ReFILE) to add ON-BEN with rent at 48 Mint Leaf Drive for OEPTC/OTB
- Once T2201 approved, claim dad’s transferred DTC on my return (line 31800)
- Consider RDSP for dad — CRA grants up to $20k with no contribution needed for low-income
- Investigate mom’s $5,576.38 under appeal on CRA
- Verify if mom’s $48 SickKids donation (Jan-Feb 2025) was double-claimed on 2024 return (extended deadline) — may need ReFILE correction
Notes
- COVID repayment warning on mom’s return (line 23200) — likely from T4E auto-import, assumed correct
- Separated spouses cannot transfer DTC or other credits (line 32600) — dad’s unused DTC goes to supporting child (me), not mom
- Dad’s prior DTC on CRA showed 1996-2003 (digital record), but Wealthsimple confirmed active T2201 on file — new T2201 submitted for renewal and retroactive adjustments
- Software used: Wealthsimple Tax (pay-what-you-want, free)
- Account: amanschhina@gmail.com
Process Journal
- Signed into CRA under mom’s name
- Signed into Wealthsimple Tax under my account
- Created new profile for mom, imported CRA info (only T4E auto-filled)
- Reviewed OTB eligibility — completed ON-BEN section
- Noticed $5,576.38 DR under appeal on mom’s CRA account
- CRA Auto-fill only pulled T4E — T4, RRSP, donation slips entered manually
- RRSP slips from Manulife (policy 20003535): 2,025.97 (2025) + $270.08 (first 60 days 2026)
- Confirmed 1,047 deducted + $678 HBP repayment)
- HBP fully resolved — 10,162 from 2008)
- SickKids donations: 240 (Mar-Dec) = $288 total
- T4 entered for ABC Technologies — all boxes verified
- ON-BEN: property tax $2,665.43, City of Brampton, 12 months
- DTC for dad reviewed — expired 1996-2003 per CRA digital record, but active per Wealthsimple
- Confirmed separated spouses cannot transfer credits
- DTC retroactive claim researched — up to 10 years, requires new T2201
- T2201 Part A filled (PDF form), Part B completed by Dr. Sehravat
- T2201 submitted to CRA (confirmation 3765I46)
- Dad’s return NETFILED (125FJY052Z5)
- Mom’s return was already filed March 22, 2026 (4251T6F5U24)