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2025 Canadian Tax Filing - Parents

3 min read

2025 Canadian Tax Filing - Parents

Status: Complete ✅

Summary

PersonNETFILEDateStatus
Sarbjeet Chhina (Mom)4251T6F5U24March 22, 2026Filed
Baljit Singh Chhina (Dad)125FJY052Z5April 11, 2026Filed

T2201 Disability Tax Credit Reapplication

  • Submitted: April 11, 2026 via CRA My Account
  • Confirmation: 3765I46
  • Case/Reference: C0088219908-001-49
  • Doctor: Dr. Narinder Sehravat, MD, CCFP (305-1525 Albion Rd, Etobicoke, ON M9V 5G5)
  • Impairments: Paraplegia (walking, wheelchair since Sept 1992), eliminating, feeding, dressing, mental functions (schizophrenia), cumulative effect
  • Duration: Permanent, since Sept 5, 1992
  • Retroactive adjustment: Requested for all applicable prior years (up to 10)
  • Processing time: ~8 weeks from submission

Mom (Sarbjeet Chhina)

  • Address: 21 Knightbridge Rd #1702, Brampton, ON L6T 3Y1
  • Employer: ABC Technologies Inc.
  • Employment income: $42,575.46
  • Tax deducted: $4,484.43
  • RRSP deduction: 2,025.97 Mar-Dec 2025 + $270.08 Jan-Mar 2026)
  • RRSP room: $112,188
  • Donations: 48 Jan-Feb + $240 Mar-Dec)
  • Property tax (ON-BEN): $2,665.43 (City of Brampton, 12 months)
  • HBP: Fully repaid, $0 balance
  • Amount under appeal on CRA: $5,576.38 DR — unknown objection, need to clarify

Dad (Baljit Singh Chhina)

  • Address: 48 Mint Leaf Drive, Brampton, ON L6R 2K4
  • DOB: 1965/12/23
  • SIN: 268916285
  • Income: $15,570 (social assistance, line 14500)
  • Taxable income: $0 (deducted on line 25000)
  • DTC claimed: 10,298 provincial — entirely unused
  • Federal/Ontario tax: $0
  • Marital status: Separated

Follow-up Action Items

  • Amend dad’s return (ReFILE) to add ON-BEN with rent at 48 Mint Leaf Drive for OEPTC/OTB
  • Once T2201 approved, claim dad’s transferred DTC on my return (line 31800)
  • Consider RDSP for dad — CRA grants up to $20k with no contribution needed for low-income
  • Investigate mom’s $5,576.38 under appeal on CRA
  • Verify if mom’s $48 SickKids donation (Jan-Feb 2025) was double-claimed on 2024 return (extended deadline) — may need ReFILE correction

Notes

  • COVID repayment warning on mom’s return (line 23200) — likely from T4E auto-import, assumed correct
  • Separated spouses cannot transfer DTC or other credits (line 32600) — dad’s unused DTC goes to supporting child (me), not mom
  • Dad’s prior DTC on CRA showed 1996-2003 (digital record), but Wealthsimple confirmed active T2201 on file — new T2201 submitted for renewal and retroactive adjustments
  • Software used: Wealthsimple Tax (pay-what-you-want, free)
  • Account: amanschhina@gmail.com

Process Journal

  1. Signed into CRA under mom’s name
  2. Signed into Wealthsimple Tax under my account
  3. Created new profile for mom, imported CRA info (only T4E auto-filled)
  4. Reviewed OTB eligibility — completed ON-BEN section
  5. Noticed $5,576.38 DR under appeal on mom’s CRA account
  6. CRA Auto-fill only pulled T4E — T4, RRSP, donation slips entered manually
  7. RRSP slips from Manulife (policy 20003535): 2,025.97 (2025) + $270.08 (first 60 days 2026)
  8. Confirmed 1,047 deducted + $678 HBP repayment)
  9. HBP fully resolved — 10,162 from 2008)
  10. SickKids donations: 240 (Mar-Dec) = $288 total
  11. T4 entered for ABC Technologies — all boxes verified
  12. ON-BEN: property tax $2,665.43, City of Brampton, 12 months
  13. DTC for dad reviewed — expired 1996-2003 per CRA digital record, but active per Wealthsimple
  14. Confirmed separated spouses cannot transfer credits
  15. DTC retroactive claim researched — up to 10 years, requires new T2201
  16. T2201 Part A filled (PDF form), Part B completed by Dr. Sehravat
  17. T2201 submitted to CRA (confirmation 3765I46)
  18. Dad’s return NETFILED (125FJY052Z5)
  19. Mom’s return was already filed March 22, 2026 (4251T6F5U24)

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